Stalwart Insurance, serving the greater Pittsburgh, PA area, can help you find the right auto insurance policy for your needs. We also take the time to answer questions from our customers. One of the questions recently asked is whether you should continue your auto insurance policy if your license gets restricted or suspended. We highly recommend you do. Here are a few of the reasons why.
Auto Insurance Covers Your Car While It is Sitting In the Driveway
An auto insurance policy may cover your car while sitting in your driveway. Full coverage auto insurance policies protect your car against vandalism and theft, two things that unfortunately can happen, even if your license is suspended.
Auto Insurance Covers Your Car When Someone Else is Driving the Car
Even if your license is suspended and you are not driving your car, someone else in your household may be operating your car. Continuing to carry insurance helps to ensure your vehicle is covered in case someone else drives your automobile.
You May Be Required to Maintain Auto Insurance to Keep Your Car Registered
In the state of Pennsylvania, you have to have auto insurance to register your car. Your registration may lapse if you drop insurance coverage on your vehicle. This can lead to fines and fees when your license is reinstated, and you want to re-register your car.
Continuing to Carry Insurance Helps Prevent a Lapse In Your Auto Insurance Coverage Period
Lastly, if you drop your insurance coverage, you will be uninsured for a period of time. When you purchase auto insurance, you may pay higher premiums if you had a lapse in your auto insurance coverage period and were uninsured for a period of time.
If you are in the market for auto insurance, Stalwart Insurance, serving the greater Pittsburgh, PA area, is here to help you. Call or email us today to obtain a free estimate.
