Owning a classic car can be fun, but it also involves having common sense regarding insurance. In Pittsburgh, PA, Stalwart Insurance agents can help classic car owners maintain the right type of insurance and protect their investment. The older a classic car gets, the more valuable it becomes. It’s important to make sure your car is sufficiently covered.
Minimum Coverage by State If You Drive on the Highway
Many people choose to drive their classic cars on the street. What’s the fun of having a nice classic car if you can’t show it off occasionally. If you plan on driving your car on trips or just for a trip around town, you will have to have the mandatory minimum coverage for your state. Your insurance agent can help determine what amounts you need to drive legally.
Appraised Value
Classic cars, especially those rare vehicles, may have to be insured for their appraised value instead of their Kelly Blue Book value. Understanding what makes your vehicle so valuable will help you determine how much insurance you need to carry it on. Talking to an insurance agent will help.
Personal Liability
If you take your classic car to car shows, you may want to carry personal liability as well. This will cover a person’s injuries if they get hurt by touching or getting near the car. Even if they are at fault, it’s a good idea to have personal liability just in case.
At Stalwart Insurance, the agents understand how classic car owners feel about their investment. Making sure the car is sufficiently insured is only part of the process. If you live in or near Pittsburgh, PA, and own a classic car, call and make an appointment with an agent today!
