A home inventory is one of those things that is vastly underappreciated until you actually need it. If a significant peril hits your home and you suffer severe damage, trying to put together a list of all your content will be a major stressor, especially when you don’t have the items to look at. At Stalwart Insurance in Pittsburgh, PA, we will be here with you through the good times and the bad to help you in any way we can.
A home inventory lists everything you have and any additional outbuildings. You will need a pad, pen, and your phone or camera. You need to go from room to room, open any closets, drawers, and cabinets, and write down the contents. Give as much detail as possible, write any serial or model numbers, and attach receipts or sales slips. Take pictures of the room from a few different angles.
Do this for every room, and don’t forget to go into the garage, the basement, and the attic. The more information you write down, the better. You will be glad later if you ever need to use it.
Storing your home inventory
How and where you store your home inventory is almost as important as the process of making it. It needs to be somewhere easily accessible and also safe from whatever peril your home has sustained. Keeping it in a safe deposit box is one good option. In addition, a copy should be available in the cloud so you can get to it quickly, no matter where you are.
Our independent insurance agents at Stalwart Insurance in Pittsburgh, PA are ready to offer any home insurance help. Give us a call today.
